Calculate Your 2026 Tax Liability in 30 Seconds

Free calculator based on Nigeria Tax Act 2025. Aligned with FIRS 2026 guidelines. All calculations in your browser — 100% private.

First ₦800k
0% Tax
SME Exemption
₦10M + ₦150M

Gains + Turnover thresholds

Calculation Time
30sec

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See your estimated tax in real-time

Estimated Tax
₦0
Get Detailed Breakdown →

Why Use This Calculator?

Accurate crypto tax calculator based on Nigeria Tax Act 2025

Verified Accurate

Based on Nigeria Tax Act 2025, cross-verified with PWC, EY, and KPMG analyses. Official 2026 tax rates (0% to 25%).

100% Private

All calculations in your browser. Zero data sent to servers. No accounts, no tracking, no storage. Your finances stay yours.

Discover Legal Deductions

Calculate with pension contributions, housing allowance, health insurance, and 20% rent relief. Optimize your tax liability legally.

Real Example: ₦10M Annual Income

SME exemption threshold — see the difference

As Regular Income
₦690k
6.9% effective rate
As SME (if qualified)
₦0
0% effective rate
POTENTIAL EXEMPTION
₦690,000
If you qualify as SME with <₦10M capital gains + <₦150M turnover
Calculate Your Tax →

How It Works

4 simple steps to calculate your exact tax liability

1

Enter Your Income

Total crypto income for 2025: trading profits, staking rewards, airdrops, freelance payments, NFT sales.

2

Add Deductions

Claim pension contributions, housing allowance, health insurance, and 20% rent relief. Legally reduce your taxable income.

3

See Instant Results

Tax owed, take-home income, effective rate, and detailed breakdown by tax bracket. All calculated in 30 seconds.

4

Export & Share

Download professional PDF report. Share calculation URL with your accountant. All data preserved in the link.

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Your Tax Journey

See exactly how different situations affect your tax liability

₦5M income, no deductions

Tax: ₦690,000

₦5M income + ₦2M pension + ₦1M housing

Tax: ₦290,000 ↓58% saved

₦9M profit (qualifies for SME)

Tax: ₦0 100% exempt!
Calculate Your Tax
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Basic Scenario

₦5M income with no deductions results in ₦690,000 tax liability (13.8% effective rate)

🛡️

With Smart Deductions

Same ₦5M income but with pension & housing deductions reduces tax to ₦290,000 - saving ₦400,000!

SME Exemption Magic

₦9M profit qualifies for full SME exemption: ₦0 tax if gains <₦10M + turnover <₦150M

Built on Official Data Sources

Our calculations are verified against authoritative Nigerian tax references

Nigeria Tax Act 2025 PWC Nigeria Tax Guide EY Tax Analysis KPMG Advisory Presidential Tax Committee

Important: This is an educational tool for tax estimation. For actual tax filing and official advice, please consult a qualified Nigerian tax professional or accountant.

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