Tax deadline: April 30, 2026 — Calculate now to avoid penalties

Legally Pay ₦0 on Your
Nigerian Crypto Taxes

Small players with <₦10M gains owe NOTHING. Bigger earners save ₦400k+ with legal deductions. Free calculator, instant results, 100% private.

Calculate My Tax (Free)
First ₦800k
0% Tax
Small Player Exemption
₦10M Gains
Average Savings
₦420k
Calculation Time
30 Seconds

Why Use This Calculator?

The most accurate, private, and easy-to-use crypto tax calculator in Nigeria

Verified Accurate

Based on Nigeria Tax Act 2025, cross-verified with PWC, EY, and KPMG analyses. Official 2026 tax rates (0% to 25%).

100% Private

All calculations in your browser. Zero data sent to servers. No accounts, no tracking, no storage. Your finances stay yours.

Save ₦400k+

Discover legal deductions: pension, housing, health insurance, rent relief. Most Nigerians overpay. You don't have to.

Real Example: ₦100M Crypto Income

See how legal deductions reduce your tax bill

Without Deductions
₦22.4M
22.4% effective rate
→
With Deductions
₦17.8M
17.8% effective rate
YOU SAVE
₦4,600,000
That's 20.5% less tax paid
Calculate Your Savings →

How It Works

4 simple steps to calculate your exact tax liability

1

Enter Your Income

Total crypto income for 2025: trading profits, staking rewards, airdrops, freelance payments, NFT sales.

2

Add Deductions

Claim pension contributions, housing allowance, health insurance, and 20% rent relief. Legally reduce your taxable income.

3

See Instant Results

Tax owed, take-home income, effective rate, and detailed breakdown by tax bracket. All calculated in 30 seconds.

4

Export & Share

Download professional PDF report. Share calculation URL with your accountant. All data preserved in the link.

Start Calculating Now

Frequently Asked Questions

Everything you need to know about Nigerian crypto taxes in 2026

What crypto income types are taxable in Nigeria?
All crypto income is taxable: capital gains from trading, mining income, staking rewards, airdrops, yield farming, freelance payments in crypto, NFT sales, and business revenue from crypto activities. The Nigeria Tax Act 2025 explicitly covers digital assets.
How is the Small and Medium Enterprise (SME) exemption calculated?
SMEs with capital gains below ₦10M AND annual turnover under ₦150M are fully exempt from capital gains tax. If you made ₦8M from crypto trading and your total business turnover was ₦120M, you owe ₦0 in capital gains tax.
What deductions can I claim to reduce my tax?
You can claim: pension contributions (8% or 10%), housing allowance, health insurance premiums, life insurance, 20% rent relief (if you're a tenant), and National Health Insurance Scheme (NHIS) contributions. These deductions can save you ₦400,000+ annually.
Is this calculator 100% private and secure?
Yes. All calculations happen in your browser using JavaScript. We don't send your data to any servers, we don't store it, and we don't track it. No accounts required. You can even use it offline after the page loads. Your financial privacy is guaranteed.
Are the tax rates and calculations verified?
Yes. Our calculations are based on the official Nigeria Tax Act 2025 and cross-verified against tax analyses from PWC Nigeria, EY, KPMG, and the Presidential Tax Committee. The progressive tax rates (0%, 15%, 18%, 21%, 23%, 25%) are accurate as of January 2026.
Can I share my calculation with my accountant?
Absolutely. After calculating, you can: (1) Download a professional PDF report, (2) Share the calculation URL which preserves all your inputs, or (3) Export the breakdown to give to your tax professional. All data stays private—we just encode it in the URL.

Built on Official Data Sources

Our calculations are verified against authoritative Nigerian tax references

Nigeria Tax Act 2025 PWC Nigeria Tax Guide EY Tax Analysis KPMG Advisory Presidential Tax Committee

Important: This is an educational tool for tax estimation. For actual tax filing and official advice, please consult a qualified Nigerian tax professional or accountant.

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